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No Fee* Home Equity Line of Credit

All fees* are still being waived on Valley's Home Equity Line of Credit (HELOC). Another benefit is you will be able to enjoy a discounted rate for the first 6 months! A HELOC uses the equity (the difference between what you owe on your loan vs. the value of your house) you've built within your house to secure financing for a wide range of needs. Use the money for home improvements, to pay off debt, pay for college, etc...

To start an application give us a call, stop by any of our 9 locations or click below to start the easy online application.
 
Scholarship Winners!

Congratulations to the Class of 2021! We are excited to announce the winners of Valley/Midland Empire Chapter of Credit Union's scholarships.

Sophia was selected as the winner of the $1,000 Traditional Student Scholarship presented by the Midland Empire Chapter of Credit Unions. She will be graduating from Central Catholic High School in Billings, Montana with a plan to study Medicine.

Camrynn is the recipient of the $500 scholarship given to a graduating high school student in Gallatin County, Montana. She will be graduating from Belgrade High School with plans on studying Mechanical Engineering Technology at Montana State University.

Hailey is the winner of the $1,000 Ray Harris Memorial Scholarship presented by the Midland Empire Chapter of Credit Unions. The Ray Harris Memorial Scholarship is awarded to a non-traditional student, defined as someone who was out of school for at least three years and has returned. Hailey plans on getting a Bachelor of Science in Sonography at Weber State University.

The $500 scholarship given to a graduating high school student in Cody, Wyoming has been given to Sage. She will be graduating from Cody High School with plans to attend the University of Arizona.

Valley is very excited to see what the future has in place for the winners and wish them, plus, everyone that applied the best of luck as they head into the next chapter of their lives.
 

Downtown Billings Branch


Meet this months featured Branch: Valley's Downtown Billings Branch!

Located at 207 N Broadway (just north of Skypoint) our downtown office is here to meet the needs of our members. The branch is open Monday - Friday from 7:30am - 4:30pm. It is a full service branch that can help you with something as simple as a deposit to sitting down with a loan officer to get an approval for any of your loan needs.

Meet the staff: The Downtown Branch is managed by Marjie Fosjord, Bowen is an Account Representative and the dynamic duo of Ivy and Morgan finish out the teller line.

Building: There is an ATM/Night Drop located on the outside of the building on North Broadway that is available 24/7. Inside of the building there is a grocery store (Lil' Market Groceries) that can be accessed from North Broadway and a deli (Market Deli and Catering) located on the court level.

So the next time you are Downtown, make sure to stop by and say hi to our wonderful staff.

 

Fraud Alert


Tech support scammers want you to believe you have a serious problem with your computer, like a virus. They want you to pay for tech support services you don't need, to fix a problem that doesn't exist. They often ask you to pay by wiring money, putting money on a gift card, prepaid card or cash reload card, or using a money transfer app because they know those types of payments can be hard to reverse.

 
 

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